Some practical advice on ways to stop being repossessed

So someone owes you 1200 pounds and you had been through court and were due to put a charge order on their house. But that only means you get the money paid back when the house sells. The only way they can keep the house is by claiming their mortgage payments through the social, which they are about to do soon, because they are on incapacity benefit. But he works cash in hand. He has substantial arrears and has already had one hearing for repossession, but i think he has stalled it due to saying he will get the mortgage paid soon through social.
Would you report them for benefit fraud to stop them being able to pay the mortgage, thus meaning the house is sold or repossessed, then you get your money back?
Darkling…he will of been claiming benefits for 9 months come november, which is when he wants to claim the mortgage relief. And i know they only pay the interest, he has an interest only mortgage!

14 Comments

  • Comment by katt121

    I wouldn’t care about the money I would report them anyway!

  • Comment by Dr.Lou---x

    Yes! Do it…What they are doing is wrong!

  • Comment by Daniel C

    Yes, straight away, if they owed me cash and they had no intention of paying it I would report them if it meant I would get it back.
    If they are willing to pay it back though but can’t afford to at the moment, I would give them a time scale that they agree to to pay me back.
    Talk to them and find out, if they aint gonna pay, drop them in the doo dar !

  • Comment by Buddha

    I’d report any benefit cheat and have done so.

  • Comment by Tracey J

    What and have a reputation as a GRASS? I dont think so!!!

  • Comment by Gillian M

    Yep, I’d want my money!

  • Comment by thurmarshboy

    Totally report it! And dont worry about being called a "grass" this isnt the playground, its real life and they owe you!

  • Comment by blondmusic99

    Report them. They are committing fraud. They are a drain on the taxpayer.

  • Comment by darckling

    You have to be on benefits for 9 months before you can claim help with the mortgage, and then it is only help with the interest, reporting the person will not get you you your money back any sooner as benefit offices don’t act on every tip off and don’t act quickly and then the case has to go to court…possibly this person is working on the side in the hope of getting himself out of debt and being able to pay you, don’t add to his problems as it’ll be even less likel;y that you’ll get any money.

  • Comment by ?

    If I knew the whole story, I’d report them regardless.

  • Comment by joan k

    Report him he’s stealing from every tax payer. Hope you recover your money. Good luck.

  • Comment by harryhotun

    I would report anyone who was involved in benefit fraud.

  • Comment by Bert W

    Report that person,and save the tax payers money.

  • Comment by robert c

    Report the perpetrators!